If I am driving my own vehicle on University business and it is damaged, am I insured under the University insurance program?
Mexican law requires that you have Mexican auto liability insurance if you are driving in Mexico. (Mexican auto liability insurance covers costs of injuries or property damage that you cause to third parties).
Risk Services requires that people driving UCM vehicles into Mexico purchase auto physical damage insurance as well before entering Mexico. (Mexican auto physical damage insurance will cover costs to repair your UCM vehicle in Mexico if it is necessary in order to drive the vehicle back to the States).
Auto insurance policies issued in the States are not recognized in Mexico.